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Merchant, Needham and Associates Insurance

We live here, in Downeast, Maine. We share the same concerns for our families as you. We experience life in the same way you do. It's important to consider that when choosing an insurance agency for your business, home, car, truck, boat or recreational vehicle.

An out-of-state insurance agency might not be able to provide the level of service that we can. We'll manage your policy to maximize your protection and lower your premiums. And, as one of your neighbors, we will be there when you need us most.

There are more good reasons to consider working with us:

     Our agents have over 60 years of collective service to the downeast community.

Comprehensive coverage:
     We offer commercial, home, auto, motorcycle, marine, recreational vehicle.

Industry innovators:
     We�ve created new policy types with our underwriters to serve Maine better.

     Offering personal, individual policy development for your budget.

     We provide options and alternatives to accommodate your specific needs.

For an auto insurance quote, you can use our handy on-line quote form. For information on our other services such as home, business, boat, RV and life insurance, give us a call and one of our agents will explain how Merchant & Needham can help you with all your insurance needs.

Our Service Area:

Serving Mount Desert Island, Northeast Harbor, Seal Harbor, Otter Creek, Bar Harbor, Hulls Cove, Salisbury Cove, Town Hill, Pretty Marsh, Southwest Harbor, Somesville, Tremont, Bass Harbor, Seal Cove, Manset, Bernard, Seawall, Trenton, Lamoine, Ellsworth, Blue Hill Peninsula, including Deer Isle and Stonington, Surry, Hancock, Franklin, Sullivan, Winter Harbor, Gouldsboro, Brooklin, Sorrento, Cherryfield, Bangor, Bucksport, Holden.

Our services are not limited to the areas listed here. If your town is not listed, please give us a call!


At Merchant, Needham and Associates Insurance, we�re your neighbors. We�re working hard to become your insurance agency.

Let us provide you a quote. Call 877 276-9800 or fill in the Quote form.

Click here for an on-line auto insurance quote